Unlike traditional lenders, we offer no-doc loans that don't require income verification, W-2s, tax returns, paystubs, or employment verification. This streamlined approach allows for faster approvals and closings without the typical paperwork burden.

We offer 14-day closings on our loans, which is significantly faster than most traditional lenders. This quick turnaround time is particularly beneficial for investment opportunities that require rapid action or time-sensitive transactions.

We offer flexible loan terms to suit different needs. Our short-term loans range from 12 to 24 months with rates starting at 9.64%, ideal for fix-and-flip investments or bridge financing. We also provide 30-year loans with rates starting at 5.59% for long-term property investments or traditional homeownership.

We provide financing for a wide range of property types including single-family homes, condos, townhouses, and multi-family units (up to 5+ units). Whether you're purchasing a primary residence, an investment property, or refinancing an existing property, our flexible loan options can accommodate various real estate scenarios.

While we consider credit scores as part of our evaluation process, our no-doc approach means we take a more holistic view of your application. We work with a range of credit profiles and focus more on the property's value and potential rather than solely on traditional credit requirements. We recommend applying to see what options are available for your specific situation.

Yes, we can include rehab costs in our loan packages for properties that require renovations or improvements. When applying, you can specify your rehab budget, and we'll consider both the current "As Is" value and the After Repair Value (ARV) when structuring your loan. This makes our loans particularly valuable for fix-and-flip investors or those planning significant property improvements.

No-doc loans offer several advantages: faster approval process, reduced paperwork burden, greater privacy, flexibility for self-employed individuals or those with non-traditional income streams, and they allow you to focus on the property's value rather than complex income documentation. These loans are particularly beneficial for investors or borrowers who may not qualify under traditional lending criteria but have valuable real estate opportunities.

Getting started is simple: fill out our loan information form on this page with details about your property and financing needs, then schedule a free consultation call with one of our loan experts. During this call, we'll discuss your specific requirements, answer any questions, and guide you through the next steps of the process. There's no obligation, and we're committed to finding the right loan solution for your needs.